UIM - Underinsured Motorist Bodily Injury Coverage
Underinsured motorist bodily injury coverage is available in some states, where it is often mandatory. It is available in Washington as well and as an endorsed Umbrella coverage.
This type of car insurance coverage pays for your medical expenses, lost wages, and other damages when you or your passengers are injured in a car accident caused by a driver who has insufficient car insurance coverage.
This kind of auto insurance coverage typically pays the difference between the coverage limit you select and the other driver's bodily injury coverage limit. The amount covered by underinsured motorist bodily injury is capped at the limit you choose when you buy your car insurance policy.
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